life ideas

December 4, 2006

discover card in china

Filed under: credit card, travel — manoftoday @ 7:55 pm

Using my Discover Card in China

  • Where can I use my Card in China?
    Currently, you can use your Card anywhere you see the Discover® Network acceptance mark or the China Union Pay acceptance mark throughout mainland China.

    If decals displaying the Discover Network acceptance mark or the China Union Pay acceptance mark are not visible, you may still present your Card for payment if the Merchant accepts Cards. Some Merchants (primarily hotels) don’t always display acceptance decals.
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  • Where can I obtain a cash advance in China using my Card?
    Cash advances using your Card are available at select ATMs located throughout China. A PIN is required to obtain a cash advance from an ATM. Be sure to obtain your PIN prior to your departure by calling Customer Service at 1-800-DISCOVER (1-800-347-2683). To expedite this process, please call from your home phone number when requesting your PIN.
    If you need to obtain your PIN while in China or while in another country outside of the U.S., please contact Customer Service by dialing 011-1, followed by the toll number of 801-902-3100.

Discover CardDiscover card has one of the lowest international transaction fees around….a whopping 0%. That’s right they do not charge ANY fees for international purchases made in a foreign currency or international purchases made in U.S. dollars. Unlike cards issued by Visa and MasterCard, Discover’s cards cannot have dynamic currency conversion fees added by the merchant. Discover also fully, transparently and openly discloses the exchange rate used to make the foreign purchase prominently on the monthly credit card statement. In addition to non-existent fees, Discover offers some of the most attractive rewards programs in the industry and touts fantastic customer service. So why isn’t everybody using Discover Cards to make international purchases when traveling?

Unfortunately, Discover is not widely accepted in foreign countries. But that doesn’t mean Discover can’t be used at many international destinations. Below are a few countries that will accept a Discover Card.

China: Discover has announced an agreement with China UnionPay, that once fully implemented will make Discover Card the most widely accepted U.S. based credit card in China.

Discover Financial Services And China Unionpay Launch Second Phase Of Reciprocal Acceptance Agreement
Purchase at Qianmen Quanjude Restaurant Begins Acceptance of Discover Network Cards at More than 480,000 China Unionpay Merchant Locations Across China
November 08, 2006
Riverwoods, Illinois and Beijing, China – November 8, 2006 – It was less than a year ago that a landmark transaction at the famous Macy’s Herald Square in New York City kicked off the first phase of a reciprocal acceptance agreement between Discover Financial Services LLC, a business unit of Morgan Stanley (NYSE:MS), and China Unionpay (CUP), China’s only national bankcard payment network. Today, a single swipe of a Discover Card marks the second phase of the agreement, signifying the acceptance of Discover Network cards at more than 480,000 merchant locations and 90,000 ATMs across China.




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